Budget 2026 Calculator

See how the upcoming budget 2026 affects your net income

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Budget 2026 Comparison

Enter your details once and we will show how your take-home pay will change.

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Active credits: Personal, PAYE

Last updated: 6th Nov 2025

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This is an estimate of the position based on the information inputted. All figures rounded to the nearest Euro. Other factors can also influence an individual’s tax position, it is recommended that personal tax advice be sought. The impact of some budget changes are not relevant to the tax position. Any pension contribution is assumed to be for the tax year. No responsibility is taken by Irish Tax Hub for any loss, however occasioned, to any person by reliance on this calculator.

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What’s the new minimum wage under Budget 2026?

As of Budget 2026, the national minimum wage will increase to €14.15 per hour, up by €0.65.

How has USC changed in the 2026 budget?

The 2 % USC rate band ceiling is being increased by €1,318, bringing it to €28,700, to help insulate minimum wage earners from higher USC charges.

Will rent tax credit be extended or altered?

Yes - the renters’ tax credit of €1,000 has been extended for a further 3 years under the 2026 Budget measures.

Are there any one-off cost-of-living payments in Budget 2026?

No - the Government has confirmed that one-off cost-of-living or energy payments will not be repeated.

Will there be any change to income tax bands or rates in Budget 2026?

No - Paschal Donohoe confirmed there will be no changes to the 20% and 40% income tax bands or rates in this budget.

What’s the overall outlook for personal tax changes under Donohoe’s plan?

The minister has emphasized that the focus of the €1.5 billion tax package will be on jobs, investment, and competitiveness, not on sweeping personal income tax cuts.

PRSI Changes: 2025 → 2026
  • From 1 October 2025, employee PRSI increased from 4.1% to 4.2%, and employer PRSI rose by 0.1% across all bands.
  • From 1 October 2026, rates are expected to rise again by around 0.15 percentage points (employee PRSI to roughly 4.35%)
Will inheritance or gift tax thresholds change in 2026?

No - Capital Acquisitions Tax (CAT) thresholds and the 33% rate remain unchanged from Budget 2025 levels (Group A: €400,000 / Group B: €40,000 / Group C: €20,000).

Will middle-income earners see a tax cut?

Not directly. With no change to income tax bands and only a small USC tweak, most middle-income earners will see minimal impact on take-home pay - and some could even be slightly worse off due to higher PRSI

Are remote-working or home-office tax reliefs changing?

No - the 30% utility-cost deduction for home workers remains unchanged. There are no new tax breaks for remote or hybrid working in this year’s Budget.