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Mortgage Payment Calculator
Our mortgage calculator helps you understand how much your mortgage will cost each month, so you can plan your budget and see how changes - like a bigger deposit or shorter loan term - could save you money over time.
All CalculatorsLast updated: 14th Nov 2025
Irish Mortgage Calculator
Last updated: 14th Nov 2025
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FAQs
Frequently Asked Questions
Everything you need to know about Irish mortgage repayments
You can quickly estimate your monthly mortgage repayments using the calculator by entering your mortgage amount, interest rate, and term—ideal for borrowers planning in Ireland.
Our tool uses the standard fixed-rate mortgage amortization formula to calculate equal monthly payments based on loan principal, interest, and loan term.
Simply input your loan’s interest rate, and the calculator estimates monthly repayments. You can compare scenarios using different interest rates to see the impact on monthly costs.
Yes. These can be included in the 'Additional Monthly Property' Costs section.
Repayments are influenced by loan amount, interest rate, term length, and your monthly income. Use the calculator to test how each impacts affordability before applying.
Yes — by comparing your estimated monthly mortgage payments against your monthly income and expenses, you can gauge whether the loan is affordable—and plan accordingly.
Results are illustrative and based on your inputs. Actual repayments may vary depending on lender-specific terms, APRC, or rate changes over the loan term.
Absolutely — adjusting the loan term changes monthly repayments and total interest paid. Shorter terms raise payments but save significant interest over time.
Yes. Whether you're a first-time buyer or looking to remortgage, our repayment calculator applies to both scenarios and helps you compare your options.
Enter scenarios with both fixed and variable interest rates to see how repayments differ. This helps you evaluate which mortgage type fits your budget and risk tolerance.